serves as an Independent Director of the Company. She also currently serves as the chairperson of the board and executive trustee of The Insular Life Assurance Co. Ltd.; as the chairperson of the boards of Insular Healthcare Inc., Insular Life Management and Development Corporation, Insular Investment Corporation, and Insular Foundation, Inc., as a director of Unionbank of the Philippines, and Pilipinas Shell Petroleum Corporation; and as a trustee of the Insurance Institute for Asia & the Pacific. She was the Chairperson of the Bank of Florida until December 2021, and a member of World Bank Group’s Advisory Council on Gender and Development until December 2021. She was formerly the Chief Executive Officer of The Insular Life Assurance Co. Ltd.; director, President and Chief Executive Officer of the Philippine Bank of Communications; Managing Director and Head of Private Bank – Asia Pacific and Managing Director and Retail Banking Head – Asia Pacific of the Australia and New Zealand (ANZ) Banking Group, Ltd.; and held the following positions in the Citibank group:  Managing Director and Head of Corporate Center Compliance in New York; Country Business Manager of Global Consumer Group  (GCG), Philippines;  Head of Sales and Distribution, GCG -Philippines; Regional Quality Director GCG – Asia Pacific; and Regional Audit Director, Citigroup, Asia Pacific. She received her Bachelor of Science in Commerce, Accounting from the University of Santo Tomas.